- Today, activate your account by paying a one-time, non-refundable administrative fee of $9$5.^^
- Next month, pay $25 per month for 24 months. Each month you build credit history with all three credit bureaus.‡
- After 24 months, you’ve established credit history and you get $520.§
FAQs
Do you report to all 3 credit bureaus?
Yes
Can I payoff or close my account early?
Yes
Is this a traditional personal loan?
No
Can I spend the loan amount today?
No
Is there a hard pull on my credit?
No
More details about the Credit Builder Account
^^ One-time non-refundable administrative fee
$5
‡ Interest rate
14.14%
‡ APR (Annual Percentage Rate)
15.12%
§ Finance charge
$85
§ Total amount of payments
$600
Cj Contractor Services 