What is Self?
Self is a financial technology company with a mission to help people build credit, particularly those who are new to credit or who might not have access to traditional financial products.
Right now, we do this by offering our Credit Builder Account, which is an installment loan that enables people to build positive payment history (if they make their monthly payment on time) while they save money for a rainy day.
Here’s how it works:
- Apply for a loan that’s held by our bank partners. Your money is secured and protected in a bank account.1
- Pay off the loan in 12-24 months.* You can choose a repayment plan that fits your budget.
- Each payment builds credit history and adds to your savings.1 Your payments are reported to all three credit bureaus.
Next:
Have an open Credit Builder Account and meet our eligibility requirements*
*Subject to change
Make 3 monthly payments on time
Have $100 or more in savings progress
Have your account in good standing
Apply for a Credit Builder Account
Then…
1. CHOOSE YOUR CREDIT LIMIT
You choose what portion of your savings progress ($100 or more) is used to secure your card and set your limit.
2. ORDER YOUR CARD
Once you’ve set your limit, confirm that your card will be sent to the right location and place your order.
3. RECEIVE & ACTIVATE
Receive your card in the mail and activate to start using it wherever Visa credit cards are accepted in the U.S.
4. TRACK & PAY ON TIME
Monitor your spending activity and always try to pay on time and in full.
Card benefits
YOUR NEXT TOOL FOR BUILDING CREDIT
Responsible use of the card touches on three major credit factors that make up 75%* of your credit score: The amounts you owe, the average age of your accounts, and your payment history.
NO ADDITIONAL MONEY UP FRONT
Your Credit Builder Account savings progress secures your Self credit card and sets your limit.
INCREASE YOUR CREDIT LIMIT
Accounts in good standing may have opportunities to increase the credit limit over time.
BUYING POWER
Your card can be used everywhere Visa credit cards are accepted in the U.S.
YOU’RE ALREADY APPROVED!
We trust you so we won’t do a credit check or a hard pull. Eligible customers can order the Self credit card today.
Finally…
Get $10! Refer a friend!
Refer a friend and receive $10 when they make their first successful loan payment.
Share the link below to start earning rewards!