Lenme is currently offering the opportunity for users to earn a bonus for inviting their friends. You can earn up to $40 bonus if your friends lend or borrow on Lenme. 

 You can earn $40 for referring (3) investors, or $10 for referring (3) borrowers if your friends meet the following criteria: 

• Your friend uses your referral link to sign up and create their Lenme account.
• Your friend becomes a newly qualified borrower or investor. 
• In order to qualify as a borrower, your friend has to meet the following criteria:
  • Loan requests must be successfully created and listed in our marketplace.
  • Your friend must get verified, and pass all verifications.
  • Your friend must register and qualify as a borrower within 30 days of the referral link activation.
• In order to qualify as an investor your friend has to meet the following criteria:
  • Your friend must fund a loan on the Lenme platform.
  • Your friend must get verified, pass all verifications and requirements.
  • Your friend must register and fund a loan on the platform within 30 days of referral link activation. 

How many referral bonuses can I get by inviting my friends? 
There is no limit on the number of referrals you can make, the Maximum bonus you may receive is $5,000 if your friends complete the criteria during the lifetime of the campaign. 

How fast do I get my bonus after my friend signs up and makes a payment? 
If your friends have used your referral link and qualify as a borrower or investor, you should receive your bonus within 1-3 business days after you claim your reward and connect a bank account. You must be verified with a connected bank account to claim your reward.

You’ll also receive a notification and get an update when your friends successfully complete the criteria for your bonus.

Check out this new app I’m on. You can borrow up to $5,000 or lend for profit like the banks do.

Download Lenme using my referral link:

https://click.lenme.com/j6zc/z2y3r32m

Credit Strong
Subscribe Accounts

Credit Strong Subscribe offers the nation’s most affordable credit builder account. Build strong credit with Subscribe for less than the monthly cost of Netflix.¹

Want better credit but don’t know where to start? Start building credits on autopilot with Credit Strong. Best decision ever!

https://creditstrong.referralrock.com/l/3JOSEPH00/

Who are Subscribe accounts designed for?

Low Cost

Subscribe accounts are designed for consumers focused on long-term, low-cost credit building.  Starting at just $15 a month, Subscribe accounts are the most affordable option to start building your credit.

Customizable

Customize your credit building to suit your goals. Don’t need all 120 months of credit building?  Subscribe accounts allow you to partially prepay, payoff, or close your account at any time with no fee or penalty.

Long Run

Length of credit history comprises 15% of your FICO® Score. Subscribe offers a way to keep a long tradeline on your profile and consistently build up a healthy length of credit history.

Constantly replacing a 12-month credit builder loan is more costly and may dip your credit score each year. Every time the 12 month loan matures it will decrease your length of credit history.

Decreasing Cost

With Subscribe accounts, every month your interest cost goes down and your savings progress accelerates.

The tables below illustrate interest expense vs. savings progress for Subscribe 1000 and Subscribe 2500 accounts

https://creditstrong.referralrock.com/l/3JOSEPH00/

Subscribe 1000

One-time, non-refundable administrative fee: $15.00
Annual percentage rate: 13.50%Monthly PaymentAvg. Monthly Savings ProgressAvg. Monthly Interest ExpenseAnnual Savings ProgressCumulative Savings ProgressAvg. % of Payment Applied to Savings Progress$15.00$4.32$10.68$52$5229%$15.00$4.93$10.07$59$11133%$15.00$5.61$9.39$67$17837%$15.00$6.39$8.61$77$25543%$15.00$7.28$7.72$87$34249%$15.00$8.30$6.70$100$44255%$15.00$9.46$5.54$113$55663%$15.00$10.77$4.23$129$68572%$15.00$12.28$2.72$147$83282%$15.00$13.97$1.01$168$1,00093%Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10

Subscribe 2500

One-time, non-refundable administrative fee: $15.00
Annual percentage rate: 7.75%Monthly PaymentAvg. Monthly Savings ProgressAvg. Monthly Interest ExpenseAnnual Savings ProgressCumulative Savings ProgressAvg. % of Payment Applied to Savings Progress$30.00$14.36$15.64$172$17248%$30.00$15.51$14.49$186$35952%$30.00$16.76$13.24$201$56056%$30.00$18.11$11.89$217$77760%$30.00$19.56$10.44$235$1,01265%$30.00$21.13$8.87$254$1,26570%$30.00$22.83$7.17$274$1,53976%$30.00$24.66$5.34$296$1,83582%$30.00$26.64$3.36$320$2,15589%$30.00$28.76$1.22$345$2,50096%Year 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10

1 Cost comparison of Credit Strong Subscribe 1000 $15 monthly payment vs. Netflix Premium $15.99 monthly payment as of October 7, 2019. Netflix is a registered trademark of Netflix, Inc. 

Note: All amounts above are estimates based on on-time loan payments, actual amounts may vary depending on timing, amount, and number of payments.

Build strong creditwhile you save.

No Credit Score RequiredNo Upfront Security DepositNo Credit Check – Easy Approval

https://creditstrong.referralrock.com/l/3JOSEPH00/

1. Today, activate your account by paying a one-time, non-refundable administrative fee of $9$5.^{^^}
2. Next month, pay $25 per month for 24 months. Each month you build credit history with all three credit bureaus.^‡
3. After 24 months, you’ve established credit history and you get $520.^§

FAQs

Do you report to all 3 credit bureaus?

Yes

Can I payoff or close my account early?

Yes

Is this a traditional personal loan?

No

Can I spend the loan amount today?

No

Is there a hard pull on my credit?

No

More details about the Credit Builder Account

^{^^} One-time non-refundable administrative fee

$5

‡ Interest rate

14.14%

‡ APR (Annual Percentage Rate)

15.12%

§ Finance charge

$85

§ Total amount of payments

$600

https://self.inc/refer/16942912

Aspiration is building a community of people who want to make an impact on the planet and by referring friends you are amplifying that impact! You can use the referral link on the upper right side of your dashboard to invite others to join. Every time you invite a friend or loved one who opens an account with Aspiration we will give you a cash bonus and welcome them by offering them a bonus too. 

Please note that in order to be eligible, accounts must be open and in good standing for a minimum of ten business days. There is a $1,500 per month per person limit for referral cash. You may be issued a 1099 for your cash earnings from referrals.

If the referred customer opens a Spend & Save account, they must use their Aspiration debit card to make at least $250 worth of cumulative transactions within 60 days of account opening. You will receive a $50 bonus when they meet this criteria. If the referred customer opens an Aspiration Zero credit card, you will receive a $50 statement credit and 60 trees added to your account upon their credit application approval.

Full Terms and Conditions:

Credits provided for referral of new Aspiration Spend & Save or Aspiration Zero customers only. Investment accounts do not qualify for the $50 cash referral bonus. Invitation to join an already established account as a joint user does not qualify for referral bonus. Cash referral credits for this promotion are limited to $1,500 per account, per month,  Referral program is ongoing and valid as of 12/15/21. All applicable account terms, fees, and charges are subject to change. This offer may be modified, revoked or withdrawn at any time without notice. Customer is responsible for any federal, state, or local taxes due on the bonus and we will report as income to the tax authorities, if required by applicable law. Customer should consult a tax advisor.

Spend and Save: In order for both the referring and referred customer to receive the $50 cash credit, both accounts must be funded with a minimum of $10, and must be open and in good standing, in the sole determination of Aspiration, through the date of credit. Additionally, for both to receive credit, the referred Spend & Save customer must use their Aspiration debit card to make at least $250 worth of cumulative transactions within 60 days of account opening; $250 transaction minimum refers to net purchases (purchases minus any credits or returns) and does not include any cash transfers made between institutions or purchases made through a third party pay app such as Venmo, CashApp, etc. Allow up to 120 days for the $50 cash referral credit to post. 

Credit: For new referred Aspiration Zero customers, the $50 cash credit and 60 trees will be applied once the referred account is approved and opened. Both accounts must be open and in good standing, in the sole determination of Aspiration, through the date of the credit.

Join the financial firm built for the planet!
Sign up with my link, and you’ll get $50 when you open an Aspiration Spend & Save Account

https://my.aspiration.com/app/token/referral/Z4EE2OGHVHUIMFV9

Stash It Forward Program

 

Effective as of September 7, 2021 (the “Effective Date”)

 

The Stash It Forward Program (the “Program”) is a promotional referral program offered by Stash Investments LLC (“Stash”) where existing Stash customers may be rewarded for referring their friends to Stash. The Program is subject to the terms and conditions stated herein (the “Program Terms”) as well as the specific terms that correspond with the invitation and referral link you use to invite your friends to participate hereunder. To qualify for the cash bonuses or stock rewards described below, your referee friend must open a Qualifying New Personal Portfolio (as defined below) or a Qualifying New Banking Account (as defined below) in accordance with these Program Terms. By choosing to participate in the Program, you are accepting and agreeing to these Program Terms. These Program Terms form an agreement between you and Stash with respect to the Program. You should read these Program Terms carefully.

Eligibility

To be eligible to participate in this Program and receive cash bonuses or stock rewards, you must satisfy the following requirements: 

(i) you must have an individual taxable brokerage account advised by Stash that is in good standing (a “Personal Portfolio”), 

(ii) you must send a designated referral invitation to a referee friend in accordance with these Program Terms, and 

(iii) your referee friend must complete the designated registration process for opening a Qualifying New Personal Portfolio or a Qualifying New Banking Account by interacting with the link included in your referral invitation.

To constitute a “Qualifying New Personal Portfolio” hereunder, your referee friend must (i) complete the designated registration process for opening a Personal Portfolio by using the special designated referral link included in your invitation, (ii) link a funding source (e.g. an external bank account) to their Personal Portfolio, and (iii) initiate and complete a minimum deposit of at least one cent ($0.01) from their funding source into their Personal Portfolio.

To constitute a “Qualifying New Banking Account” hereunder, your referee friend must (i) complete the designated registration process for opening a Stash banking account powered by Green Dot Bank, Member FDIC that is in good standing (a “Stash Banking account”) by using the special designated referral link included in your invitation, (ii) link a funding source (e.g. an external bank account) to their Stash Banking account, and (iii) initiate and complete a minimum deposit of at least one cent ($0.01) from their funding source into their Stash Banking account.

For the avoidance of doubt, in the event you or your referee friend only complete the designated registration process to receive the Financial Counseling Service (if applicable, as such term is defined in your Advisory Agreement) from Stash, or you or your referee friend do not otherwise complete the designated registration process for opening a Personal Portfolio or a Stash Banking account (as applicable) in accordance with these Program Terms, you or your referee friend will not be eligible to participate in this Promotion. For purposes of this program, a deposit of funds shall be considered complete once the transaction has fully settled in an account.

Stash and/or Green Dot Bank reserve the right to determine in our/its sole or joint discretion whether an account is closed and/or in good standing. An account in good standing for purposes of this Program is an account for which all required account opening documentation has been completed and verified, and is not locked, or restricted, or otherwise flagged in any way. If either account is closed or not in good standing for any reason at any time, any cash bonuses or stock rewards awarded hereunder will be forfeited.

A Stash Banking account opened hereunder is subject to approval by Green Dot Bank, Member FDIC. The applicant must pass Green Dot Bank’s customer identification procedures and otherwise be approved by Green Dot Bank for a Stash Banking account, and the applicant must agree to electronic delivery of disclosures, Green Dot Bank’s deposit account agreement, and any other account opening documentation required for opening a Stash Banking account. There is no guarantee that an applicant will be approved to open a Stash Banking account.

Cash Bonuses & Stock Rewards

Subject to these Program Terms, after your referee friend opens either a Qualifying New Personal Portfolio or a Qualifying New Banking Account, whichever occurs first, Stash will compensate you and your referee friend in the form of either a cash bonus or a stock reward (as described below). At the time you send a designated referral invitation to any your referee friends, you and your referee friend will receive a unique offer message directly from Stash that will include the type of compensation (e.g. a cash bonus or a stock reward) and the exact amount of such compensation that you and your referee friend will be eligible to receive. The maximum amount of compensation that you may be rewarded under this Program, in the aggregate, either in the form of cash bonuses or stock rewards is $1,000 per calendar year, which shall be calculated by Stash in its sole discretion.

Cash Bonuses

If you and your referee friend are offered a cash bonus from Stash, then upon your referee friend opening either a Qualifying New Personal Portfolio or a Qualifying New Banking Account, whichever occurs first:

●     Stash will deposit between $5 and $50 into your Personal Portfolio, and

●     Stash will deposit between $5 and $50 into your referee friend’s Qualifying New Personal Portfolio.

The actual amount of each cash bonus will vary within the thresholds noted above and will be specified in an offer message from Stash to you and your referee friend.

For the avoidance of doubt, in the event you and your referee friend are offered a cash bonus and your referee friend opens up both a Qualifying New Personal Portfolio and a Qualifying New Banking Account in accordance with these Program Terms, Stash will only deposit one cash reward into your Personal Portfolio, and only one cash reward into your referee friend’s Qualifying New Personal Portfolio, as specified in the offer. 

Any cash bonus deposited by Stash hereunder is a fixed cash value and does not constitute stock or any other security, nor is it a recommendation to buy any specific stock or other security. The value of any cash bonus awarded hereunder may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of a cash bonus. Please consult your tax advisor if you have questions about the tax treatment of a cash bonus. Each cash bonus must remain in your Personal Portfolio for ninety (90) days beginning from the date the cash bonus is deposited in such account and for the entirety of the 90-day period, which shall be determined by Stash in its sole discretion.

Stock Rewards

The term “stock reward” hereunder means a fractional or whole share of stock of a certain publicly-traded company and/or exchange-traded fund (“ETF”) that Stash offers to you and your referee friend as a form of compensation under this Program. 

If you and your referee friend are offered a stock reward, then upon your referee friend opening either a Qualifying New Personal Portfolio or a Qualifying New Banking Account, whichever occurs first, the following will apply:

●     Each stock reward will be limited to a maximum value of $20;

●     You must claim your stock reward in order for it to be credited to your Personal Portfolio or you will receive a $20 cash bonus, as further described below;

●     Your offer will include the specific publicly-traded company and/or ETF that will comprise your stock reward.

In order to accept a stock reward hereunder, you must claim your stock reward by completing the interactive instructions on the Stash Platform (as defined below) within seven (7) calendar days from the date that your referee friend opens either a Qualifying New Personal Portfolio or a Qualifying New Banking Account, whichever occurs first (“Offer Period”). If you fail to claim a stock reward during any Offer Period, you will forfeit that specific stock reward and Stash will instead deposit a $20 cash bonus into your Personal Portfolio. Stash reserves the right to determine whether you’ve claimed a stock reward hereunder, and may reward any such replacement cash bonuses in its sole discretion. Any cash bonuses that replace a stock reward remain subject to these Program Terms. 

Stash will determine the list of such publicly-traded companies and/or ETFs that may comprise a stock reward in its sole discretion from all publicly-traded securities available for purchase on the Stash Platform, and may change the publicly-traded companies and/or ETFs that may comprise a stock reward hereunder from time-to-time in its sole discretion without notice to you. For the avoidance of doubt, in the event you and your referee friend are offered a stock reward hereunder, and your referee friend opens up both a Qualifying New Personal Portfolio and a Qualifying New Banking Account in accordance with these Program Terms, you and your referee friend will each only be eligible to claim one (1) stock reward (or cash bonus, as applicable), as specified in your offer.

Get Stash, an app that makes investing easy. If you sign up with my link and add cash, we both get $20 of bonus stock.

https://get.stash.com/joseph_8wdmpz4